The paper and print era is finally dying out and it appears the internet is now setting the pace for global digitization. We bank on it, we study on it, we shop on it, we leisure on it, and apparently, we date on it too! But everybody today is too busy surfing to question its vicious nature and given that its leads strongly outweigh its cons, it’s not surprising at all. Even then, we can’t overlook the fact that the internet is, in fact, destroying the world, so slow that it’s almost transparent for us to see. So without much ruckus, let’s visit the top eight dangerous ways the internet is being misused today.

1. Identity theft

If you’re reading this, I’m almost certain that you own an account on at least one social website. Basically, when you sign up for an account online, you are required to submit your personal information for identification purposes. But what happens if the platform is fake? What happens if the platform only exists to amass data from people all over the world for malicious reasons? The internet offers spammers and hackers a good opportunity to collect personal information and use it to their advantage. Those pictures you post online could be posted on porn sites, you could be a victim of blackmail, extortion for money, and the list goes on. And that’s not even the scary part. Other than the fact that you might be completely unaware of how your information is being … Continue Reading ...

It was a hot, humid night on July 11, 2002. I was being chauffeured around Manhattan, New York City, in my two-door, white, Mercedes Benz CL600 by my friend Craig Boogie, when we pulled in front of a busy night club.

“Jamila come with me for a moment.” Craig said zealously as he jumped out of the car and walked around to the passenger door, signaling for me to get out.

“No Craig! I ain’t going to no club tonight.” I responded adamantly, reclining my seat back and covering my slim, caramel toned face with my large, black designer glasses.

Craig proceeded to plead that I come in, but I dismissed him, rolled up my window and turned up the radio. Seeing that is was a hopeless cause, Craig went into the club without me. I assumed he was only going to make a quick stop, but several minutes went by and Craig had still not returned. I called his phone several times, no answer.

Agitated, I got out of the car, locked the doors and angrily proceeded to make my way into the jam-packed night club. As I entered the building, I heard loud familiar voices shout, “SURPRISE, Happy Birthday!”
Hugs and kisses greeted me from my friends who were mostly celebrities and music industry executives. I felt honored and distinguished as they all treated me like a queen that night. I was 25 years old and a multi-millionaire. I had made it to what I perceived was true … Continue Reading ...

Transforming Debt to Wealth

Dave wants financial stability and financial freedom.

However, he has a large mortgage plus student loans, personal loans, two car payments and credit card debt. His income just generates enough income to make the basic minimum payments. He is frustrated in that he wants to provide well for his family while building a nest egg for retirement.

What’s more, is the bank wants him to refinance his loans, or to consolidate his debts into one package. The result would be that he would be paying much more in interest to the bank, while the bank is generating more revenue by loaning out his deposits to other people at a high interest. Looking at amortization schedule he sees that in the 20th year of a 30 year mortgage at 4.5% interest rate, 37.7% of his monthly payment is going to interest!

This is not giving him the financial freedom and stability he desires.

I understand Dave’s pain. I too once refinanced my home then added my car into the mortgage. The result was a 30 year mortgage on my car! The bank won again!

There is a better plan the banks have told you nothing about. It is the Financial GPS system, provided by Worth Unlimited.

Testimonies

“This is the best debt-reduction system we have ever seen. We reduced our mortgage payoff date from 27.5 years to 8.3 years” – Robert & Denise

“This program is incredibly user friendly and takes minutes to learn” – Kimball & … Continue Reading ...

Video games are the most common forms of electronic games today. These provide human interaction with the help of user interface, input and output devices. Video games are played with the help of different devices namely the input controller, main console and a visual display unit. The users use a certain input device also known as game controllers to generate a visual feedback on the video device and all this is controlled by the main console.

The platforms via which video games are played have been evolving since the beginning. From simple pin ball machines to arcade machines, they have been played with different units. There are several platforms available for playing electronic games these days. The popular ones are namely: Personal Computers, Video Game Consoles and Mobile Devices.

Personal Computers

Personal Computers are one of the most convenient types of video game platforms available today. They can be desktop PCs or Laptops with special hardware configuration that helps users load up and run these games on their system. The hardware should include a powerful main memory and also a graphic processing memory known as GPU. Powerful GPUs are considered better for generating excellent output. Together with these and other common hardware of PC such as a display monitor, keyboard and mouse games can be easily played.

Personal Computers can also be configured with additional devices like joysticks to make the experience better. The experience can also be improved by connecting computers to big TV screens with the help of … Continue Reading ...

The world that children are growing up in today is far different from what I remember as a kid growing up. I was born in the 1980s, which was not long ago at all. However, with the speed at which technology evolves in the present time, a lot of changes have occurred.

When I was in elementary school, I played with action figures, like Teenage Mutant Ninja Turtles or Disney characters. There was also the Pogs craze and of course, Ty Beanie Babies. I can remember our first computer, it ran on MS-DOS, and the games we played were on floppy disks. I can also remember a time without the Internet. And also a time when AOL was the most popular Internet service provider.

The majority of my free time as a child was spent outdoors, weather permitting. I played with chalk, rode my bike and participated in outdoor games with neighbor kids. My friends and I went for walks and found alternate ways to occupy our time that did not involve an electronic device.

My friends and I made three-way calls on cordless phones that were twice the size of phones made in the present time. Further, my first cell phone, which was before even flip phones had been manufactured, had a grayish-green screen with black font and a four-inch retractable antenna.

Kids growing up in the world today have been exposed to a much different world. They have always lived in a world with the Internet, computers and … Continue Reading ...

One of the biggest debates going on in the country today is about the rising cost of healthcare, and the fact that so many of us are now unemployed and without insurance. Everyone says that there are affordable low cost medical insurance plans out there, but where are they? The President’s healthcare initiative plan will address this need, but a lot of it does not take effect until 2014, so what are individuals and families to do in the interim? This is an issue that needs a cleaner solution than what has been offered so far to be sure.

Finding And Keeping Affordable Low Cost Medical Insurance Plans

If you are employed, then you most likely already have affordable insurance plans available to you, and by all means keep them if you can. Should you become unemployed, you will find that those plans will be one of the first things to disappear, along with that paycheck. You will be offered the option of continuing with your current coverage, but you will find that it might be too expensive to continue. Instead of only paying a portion of the premium your employer paid to provide, you will now be carrying the entire premium on your own.

Before you decide to give up those plans, check out some of the alternatives first. COBRA plans will often charge up to three times your monthly premium to manage those plans for you, more if you have separate individual and family medical insurance plans. If … Continue Reading ...